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Profile photo of a State Farm Agent named: Todd Oesterlei
State Farm® Insurance Agent

Todd Oesterlei

9120 Watson Road
St Louis, MO 63126-2238

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 7pm
9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


9120 Watson Road
St Louis, MO 63126-2238



Summer is here! We're looking forward to warmer weather, fun adventures, and spending time in the sunshine with all our good neighbors! Let us help you keep your summer enjoyable and busy knowing you're protected from the unexpected. At the Todd Oesterlei State Farm Office, we are here to help you find Insurance plans that fit your needs! Call us today for assistance or stop by our office in Crestwood MO to get a free quote and relax knowing we’ve got your back!

The Todd Oesterlei State Farm Insurance team has been helping St. Louis residents with their insurance needs since 2014. Our team takes great pride in the work that we do in protecting St. Louis residents from the unexpected.

We gladly assist with all other State Farm product lines including but not limited to:

· Life Insurance

· Car Insurance

· Homeowners Insurance

· Property Insurance

· Business Insurance

· Health Insurance

· Boat and RV Insurance

We also assist families relocating to the St. Louis County area. Whether you are in Saint Louis County, Franklin County or Jefferson County, we service the entire state of Missouri!

I have been a resident of St. Louis all my life and graduated from St. Louis University Law School in 2000. My family and I enjoy watching soccer and are proud supporters of our St. Louis teams!

Aside from helping customers with their insurance, the Todd Oesterlei State Farm Insurance office is an Ambassador Travel Qualifier and a Legion of Honor Member.

Our State Farm team is here to assist you with all your insurance needs. Whether you have lived in the St. Louis or have lived in the surrounding towns for years or just moved here, give us a call or send us an email today! We would love to get to know you on a personal level and work with you for many years to come!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

What happens if you have no health insurance?

Not having health insurance can be costly in more ways than one. There may be a penalty for not having health insurance among other consequences.

The free Ting offer continues to help keep policyholders safe

State Farm is offering free Ting Sensor devices to qualified policyholders in participating states.

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To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

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The Todd Oesterlei State Farm mission is to have a premier customer experience providing Auto Insurance, Life Insurance, Homeowners Insurance, Renter's Insurance, and Health Insurance in and around the St. Louis area. My State Farm teams primary goal is to put the customer first and provide them with the knowledge they need to have a secure future for their family or business. Our vision is to be a leader in our community, and the first choice when acquiring insurance and financial service products.

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Laura Oesterlei

Marketing Representative

Hello, I am Laura and I have been working for the Todd Oesterlei State Farm Insurance team for 8 years. I am a Marketing Representative focusing in Auto Insurance, Fire Insurance, and Life Insurance. My energy and passion are what drives me to assist others so they can take the proper steps to protect their loved ones. I am a proud sponsor of the local Webster Groves Soccer program and I originally started my career in Special Education. I look forward to your call and guiding you through the different insurance options available to you! Give us a call today!


Sherrie Karsznia

Insurance Account Representative

Hello, I am Sherrie and I have 31 years of industry experience! I have worked with the Todd Oesterlei State Farm team for 7 years. I focus on helping families with Life Insurance and always try to bring a cheerful and respectful presence to the office. When I am out of the office, I love to craft and decorate. I can’t wait for our next conversation - give us a call today to see how the Todd Oesterlei Team can help!


Tracey Hornsey

Office Representative

Hi there, my name is Tracey and I have been with the Todd Oesterlei State Farm Insurance Team for 8 years. As a Customer Service Representative, I focus in Car Insurance, Homeowners Insurance, Renters Insurance, and Condo Insurance. I strive to be adaptable, genuine, and hardworking to give you great customer experience. When out of the office, I love to craft, roller skate, or just go outside for a hike! I once biked 22 miles in half a day in Alaska to see a moose! Eventually, one ran right across our path! At the Todd Oesterlei State Farm Insurance Team, we strive for a quality customer experience. Give us a call today and learn how we can assist you with all your insurance needs.

Erica Stewart State Farm Agent Team Member

Erica Stewart

Marketing Associate

Hi I am Erica Stewart! I am excited to join Todd’s team as a Marketing Representative. I come to you with 15 years of experience as a Human Resources professional and 2 years of previous Life Insurance experience! My passion is helping people! I am a wife and mother of 5. I’m looking forward to assisting you and your family with your Life Insurance needs!